This small business policy has been specifically designed for IT professional who may own their own
business. It covers Property, Crime and Commercial General Liability
coverage all on one policy
Coverage highlights
Blanket Coverage on Contents of Every Description up to $100,000 (including
computer and related material).
Subject to a $1,000 deductible
Featuring: Included at no extra cost:
• “All Risks” Form
• 90% Co-Insurance Clause
• Replacement cost on Equipment
• Tenants Improvements
• Business Interruption
• $10,000 Extra Expenses to resume operations
• $25,000 Valuable Papers
• $25,000 Accounts Receivable
• Newly-Acquired Location
- Contents $250,000
- Building $1,000,000
• $10,000 Transit Coverage
• $10,000 Fire Department Charges
• Sewer Back-up
• Glass/Signs Included
• $5,000 Off -Premises Coverage
• Building Damage by Theft
Multi-Item Crime Insurance
Covering up to $10,000 per item
Including:
• Employee Dishonesty
• Loss Inside The Premises
• Loss Outside The Premises
• Money Order and Counterfeit Paper Currency
• Depositors Forgery
Commercial General Liability (Third Party Public Liability)
Inclusive Limit for Bodily Injury and Property Damage: up to $5,000,000 per occurrence
Including:
• Premises/Operations Liability
• Personal Injury Liability
• Advertising Injury Liability
• Broad Form Bodily Injury
• Cross Liability Clause
• Medical Payments ($5,000/Person)
• Non-owned Automobile Liability
• Employer Liability
• Employees as Additional Insureds
• Tenants Legal Liability Broad form
• Physical Damage to Hired Non-owned Automobiles
• Property Damage Deductible ($1,000)
Premiums starting as low as $450, plus tax.
Note: Purchased coverage may vary from above and claims are only paid out based upon
coverage purchased terms and conditions of policy issued. Options available for portal
computing devices, laptops and computers.