Our unique policy provides both Professional Liability insurance (errors and omissions insurance)  for professional negligence of your business and General liability for bodily injury, mental injury, illness or death for which you are legally liable.

Professional Liability insurance protects your business if there's ever a discrepancy between the services you provide and your client's expectations. Understanding the specific risks you face as an IT business, we can customize this insurance by adding software copyright infringement coverage to most of our IT insurance policies.

General liability insurance - All technology service providers should seriously consider general liability coverage. It protects you from third-party claims arising from bodily injury (slips and falls), personal injury (libel or slander), and damage to someone else's property. In other words, it covers all non professional liability exposures associated with serving clients. For example, the liability for clients falling and being injured which arises out of the insured's conduct.

 

Q. Can you provide commercial general liability insurance on an occurrence form?

 

Our therapist policy is specifically designed to meet the needs of individual therapists, however we also able to provide Commercial General Liability on a separate policy on an "Occurrence basis". This will not only provides coverage for premises, products and completed operations, it will also provide employers liability, contractual liability, cross liability, tenants legal liability, non-owned auto and legal liability for damage to hired automobiles (SEF94).